We put this document together, so you know what to expect in doing business with us. This document drives everything we do for our clients.
You deserve the truth. We work in a highly competitive industry where many advisors sacrifice integrity and honesty to get a “sale”. This is too often at the expense of what is best for their clients. At Callesen Wealth Management, we operate with a higher standard. In fact, we have chosen a fiduciary model when working with advisory clients. Fiduciary obligations are the highest known to law and compel us to put clients’ needs first and manage investments in a disciplined and defensible manner.
You have the right to a transparent relationship and to clearly know the costs for portfolio management, transactions, and advisory services. All communications with the Callesen Wealth team strive to be clear and concise. We also want you to know what you own and why you own it. If you have a question, it is our duty to answer it for you in an understandable way.
Your wealth advisor needs to be independent and focused on your journey to True Wealth (all that money can't buy and death can't take away). Our independence from corporate culture allows us to provide well researched recommendations to you without the pressure of sales goals, commissions or obligations to a parent company. We want you to know that some of our competitors are not obligated to put you first. This independent mindset means we work for you, not a large Wall Street firm.
The strictest levels of confidentiality must be exercised with the information you provide to the Callesen team. We will protect all information at higher than the highest standards outlined by SEC, FINRA, state and regulatory agencies. What happens at Callesen's stays at Callesen's.
Your investment advisor should offer continual education along your journey to True Wealth. Through education, our team will project reasonable expectations and lay out achievable scenarios as we continually monitor the development of your Wealth Plan. We also provide regular client events to provide ongoing educational opportunities.
Our advisors will develop a personal relationship with you through insightful dialogue. First, we will listen carefully to your goals, objectives, and ideas. That information will be used to develop a personalized plan for you that encompasses both what you have shared with us and our core beliefs, investment outlook, and management philosophy. Portfolio reviews will be made available as often as you need and we will be ready to answer the questions that matter to you as they arise. Ours is a culture of constant improvement and we encourage your feedback as we strive to enhance our services.
We firmly believe in the process and strategies we have created, but that doesn’t mean we are on autopilot. We are always testing our beliefs and challenging our own thinking. You will not see us getting too comfortable; innovation is at the heart of what we do. You are best served when we examine all alternatives, systems, and processes to find out how we can become better stewards of your capital.
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Callesen Wealth Management, a registered investment advisor and separate entity from LPL Financial.